How Much Does It Cost to Sell a House in Florida?
Estimate your Florida home-selling costs, compare listing fees, and see approximately how much money you could keep after your home sells.
A lower listing fee can make a big difference.
On a $500,000 sale, the difference between a 3% listing fee and a 1% listing fee is:
in potential listing-side savings.
Estimate What You Could Walk Away With
Enter your expected sale price, mortgage payoff and estimated selling expenses. You can adjust every number to match your situation.
Your Estimated Seller Net
Based on the numbers entered.
This calculator provides a general estimate only. Actual closing costs, taxes, title charges, loan payoff amounts, prorations, concessions and other expenses depend on the transaction.
What Does a Florida Home Seller Usually Pay?
There is no single percentage that applies to every Florida home sale. Your total cost depends on your listing agreement, property, county, contract terms, financing payoff and negotiated concessions.
Listing Brokerage Fee
This is the amount you agree to pay your listing brokerage for marketing, MLS exposure, negotiation and transaction services. Brokerage compensation is negotiable.
Taxes & Closing Charges
A Florida seller may encounter transfer-related taxes, title or settlement charges, recording-related expenses and other closing costs depending on the contract and location.
Mortgage Payoff
If you still owe money on the property, your lender's final payoff generally comes out of the sale proceeds before the remaining proceeds are delivered to you.
Property Tax Prorations
Property taxes and other recurring property expenses may be prorated between buyer and seller at closing according to the contract and closing date.
HOA or Condo Expenses
Properties in an association may have estoppel, transfer, application, assessment or other association-related expenses. The amount varies by association.
Repairs & Seller Concessions
Depending on negotiations, sellers may agree to repairs, price reductions or closing-cost concessions. These are transaction specific rather than automatic.
Cost to Sell a $500,000 House in Florida
Suppose a Florida home sells for $500,000. One of the largest seller-controlled expenses may be the listing brokerage fee.
| Listing Fee | Fee on $500,000 | Difference vs. 3% |
|---|---|---|
| 3% | $15,000 | — |
| 2.5% | $12,500 | $2,500 |
| 2% | $10,000 | $5,000 |
| Eaton 1% Full-Service | $5,000 | $10,000 |
| Eaton MLS Basic / FSBO Plus | $99 / $499 flat fee | Seller handles the transaction |
This comparison addresses the listing-side brokerage fee only. Buyer-agent compensation, if any, seller concessions and other transaction expenses are separate.
What Could a 1% Listing Fee Save?
The higher the sale price, the larger the dollar difference between a 3% listing-side fee and a 1% listing-side fee.
3% fee: $9,000
1% fee: $3,000
3% fee: $15,000
1% fee: $5,000
3% fee: $22,500
1% fee: $7,500
3% fee: $30,000
1% fee: $10,000
Three Plans to Reduce Your Florida Listing Cost
Choose full representation or handle the transaction yourself with MLS-only exposure.
Traditional Example
A traditional listing fee can represent a substantial portion of your selling costs.
- $9,000 on $300,000
- $15,000 on $500,000
- $30,000 on $1 million
1% Full-Service Listing
Professional listing representation at a lower listing-side fee.
- MLS listing exposure
- Seller representation
- Showing coordination
- Offer and contract negotiation
- Contract-to-closing support
- Fee due only if the property sells
$99 MLS Basic & $499 FSBO Plus
For sellers who mainly need MLS exposure and plan to handle the transaction themselves.
- Property entered into the MLS
- Seller handles buyer inquiries
- Seller handles showings
- Seller handles negotiations
- Seller handles contracts
- Seller handles closing coordination
$99 MLS Basic: 6 months, up to 10 seller-supplied photos, 2 changes then $25 each, email support. No CMA, pricing guidance, photography or sign add-ons. Pay after signing, before MLS preparation.
$499 FSBO Plus: 6 months, maximum MLS photos, unlimited reasonable changes, phone/email support and sales-document resources. No CMA or pricing guidance. Optional photography $199 and Eaton yard sign $99. Review the live MLS listing before payment, subject to the signed agreement.
Both plans leave pricing, inquiries, access, showings, offers, negotiation, contracts, title and closing with the seller. Compare Florida flat fee MLS plans.
Compare Florida MLS PlansWhy Your Listing Fee Matters
Home sellers often focus on the sale price while overlooking the expenses deducted from the sale at closing. But two sellers who receive the same $500,000 offer can walk away with very different proceeds depending on their mortgage balance, listing fee, concessions and other transaction costs.
That is why it can be more useful to think about your net proceeds rather than only your gross sale price.
Eaton Real Estate Company offers Florida sellers a 1% full-service listing option and a $99 MLS Basic and $499 FSBO Plus option. These plans are designed to give sellers alternatives to higher listing-side fees while still providing access to the MLS.
Low-Commission Real Estate Services Across Florida
Explore local seller information and listing options in the Florida markets we serve.
Florida Home Selling Cost FAQs
How much does it cost to sell a house in Florida?
There is no single cost that applies to every Florida sale. Seller expenses can include the listing brokerage fee, mortgage payoff, taxes and prorations, title or settlement expenses, association charges, concessions, repairs and other negotiated transaction costs.
What is the real estate commission in Florida?
Real estate brokerage compensation is negotiable. There is no required standard commission rate that every Florida seller must pay. The amount should be clearly stated in the applicable brokerage agreement.
Can I list my Florida home for a 1% listing fee?
Eaton Real Estate Company offers a 1% full-service listing option for qualifying Florida sellers. The listing-side fee is separate from any buyer-side compensation or concessions the seller may choose or negotiate.
Can I put my house on the MLS without paying a percentage listing fee?
Yes. Eaton Real Estate Company offers a $99 MLS Basic and $499 FSBO Plus listing option for sellers who primarily want MLS exposure and are comfortable handling inquiries, showings, negotiations, contracts and closing coordination themselves.
Who pays the buyer's agent in Florida?
Buyer-agent compensation depends on the agreements and negotiations involved in the transaction. A seller may agree to compensation or concessions as part of a transaction, but sellers should review the specific contract and brokerage documents that apply to their sale.
What is seller net proceeds?
Seller net proceeds are approximately what remains after amounts such as loan payoff, brokerage fees, closing expenses, concessions and other transaction charges are deducted from the seller's gross proceeds.
How much would a 1% listing fee be on a $500,000 house?
One percent of $500,000 is $5,000. For comparison, a 3% listing-side fee on the same $500,000 sale would equal $15,000, a difference of $10,000.
Is the seller net calculator an exact closing statement?
No. It is intended as a planning tool. Your actual settlement statement will depend on your contract, closing date, lender payoff, property taxes, title and settlement charges, association expenses, concessions and other transaction-specific items.
Keep More of Your Home Equity When You Sell
Compare our 1% full-service listing with our $99 MLS Basic and $499 FSBO Plus option and choose the level of service that makes sense for you.
Important: Information on this page is provided for general educational and estimation purposes and is not legal, tax, accounting or financial advice. Real estate fees and compensation are negotiable. Actual costs vary according to the property, contract, county, closing agent, lender, association, negotiated concessions and other transaction-specific factors.
Eaton Real Estate Company, LLC. Florida real estate brokerage.
Florida seller visual guide